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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,222 | $118,708+34.1% | $98,920+61.0% | $158,982+0.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 11.91% | 372.49%-360.6pp | 196.47%-184.6pp | 302.99%-291.1pp |
| Employer contribution / active EE | $6,531 | $3,334+95.9% | $2,689+142.8% | $4,763+37.1% |
| Participant deferral / active EE | $9,387 | $5,089+84.5% | $4,245+121.1% | $5,983+56.9% |
| Admin fee / account holder | $1,503 | $10,134-85.2% | $6,643-77.4% | $11,252-86.6% |