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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,777 | $105,866+20.7% | $90,766+40.8% | $134,545-5.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -27.13% | -10.99%-16.1pp | -12.16%-15.0pp | 418.37%-445.5pp |
| Employer contribution / active EE | $6,013 | $3,464+73.6% | $2,922+105.8% | $4,742+26.8% |
| Participant deferral / active EE | $15,037 | $5,217+188.2% | $4,565+229.4% | $6,401+134.9% |
| Admin fee / account holder | $888 | $13,938-93.6% | $8,446-89.5% | $11,431-92.2% |