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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,409 | $102,429+3.9% | $147,096-27.7% | $80,925+31.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 24.13% | 135.02%-110.9pp | 419.75%-395.6pp | 35.65%-11.5pp |
| Employer contribution / active EE | $10,073 | $3,716+171.1% | $4,936+104.1% | $2,756+265.5% |
| Participant deferral / active EE | $14,896 | $6,649+124.1% | $8,071+84.6% | $4,299+246.5% |
| Admin fee / account holder | $12,838 | $7,957+61.3% | $13,005-1.3% | $6,940+85.0% |