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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,518 | $106,749+8.2% | $145,433-20.6% | $82,448+40.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.42% | 27.59%-9.2pp | 66.58%-48.2pp | 41.64%-23.2pp |
| Employer contribution / active EE | $6,502 | $3,444+88.8% | $4,554+42.7% | $2,551+154.9% |
| Participant deferral / active EE | $16,001 | $6,519+145.5% | $7,897+102.6% | $4,139+286.6% |
| Admin fee / account holder | $13,073 | $8,390+55.8% | $13,129-0.4% | $7,234+80.7% |