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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,409 | $102,422+3.9% | $147,117-27.7% | $80,959+31.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 24.13% | 135.16%-111.0pp | 420.54%-396.4pp | 35.67%-11.5pp |
| Employer contribution / active EE | $10,073 | $3,717+171.0% | $4,932+104.2% | $2,757+265.4% |
| Participant deferral / active EE | $14,896 | $6,652+123.9% | $8,065+84.7% | $4,300+246.4% |
| Admin fee / account holder | $12,838 | $7,953+61.4% | $12,993-1.2% | $6,925+85.4% |