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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,705 | $178,174-41.2% | $156,181-33.0% | $137,256-23.7% |
| Participation rate | 85.0% | 82.0%+3.0pp | 78.8%+6.2pp | 80.0%+5.0pp |
| Annual return | 13.51% | 84.19%-70.7pp | 64.87%-51.4pp | 220.34%-206.8pp |
| Employer contribution / active EE | $9,070 | $4,972+82.4% | $4,294+111.2% | $4,156+118.2% |
| Participant deferral / active EE | $11,817 | $6,888+71.6% | $6,132+92.7% | $6,407+84.4% |
| Admin fee / account holder | $10,254 | $17,404-41.1% | $14,586-29.7% | $12,270-16.4% |