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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,705 | $184,014-43.1% | $161,149-35.0% | $138,895-24.6% |
| Participation rate | 85.0% | 82.1%+2.9pp | 78.8%+6.2pp | 79.9%+5.1pp |
| Annual return | 13.51% | 21.52%-8.0pp | 21.16%-7.6pp | 145.39%-131.9pp |
| Employer contribution / active EE | $9,070 | $5,055+79.4% | $4,360+108.0% | $4,194+116.3% |
| Participant deferral / active EE | $11,817 | $6,909+71.0% | $6,153+92.0% | $6,396+84.7% |
| Admin fee / account holder | $10,254 | $18,027-43.1% | $15,194-32.5% | $12,562-18.4% |