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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,546 | $81,870-59.0% | $119,622-72.0% | $68,486-51.0% |
| Participation rate | 88.0% | 71.9%+16.1pp | 79.3%+8.7pp | 67.9%+20.1pp |
| Annual return | -16.34% | -23.82%+7.5pp | -14.98%-1.4pp | -7.85%-8.5pp |
| Employer contribution / active EE | $6,372 | $2,692+136.7% | $4,232+50.6% | $2,597+145.4% |
| Participant deferral / active EE | $7,698 | $4,148+85.6% | $5,601+37.5% | $4,028+91.1% |
| Admin fee / account holder | $1,272 | $6,583-80.7% | $10,328-87.7% | $5,404-76.5% |