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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,825 | $154,159-61.8% | $130,026-54.8% | $139,456-57.8% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 16.52% | 32.50%-16.0pp | -137.26%+153.8pp | 373.45%-356.9pp |
| Employer contribution / active EE | $8,165 | $5,292+54.3% | $4,321+89.0% | $4,753+71.8% |
| Participant deferral / active EE | $9,983 | $6,710+48.8% | $5,821+71.5% | $6,711+48.7% |
| Admin fee / account holder | $2,554 | $14,001-81.8% | $10,608-75.9% | $11,407-77.6% |