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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,899 | $75,832-43.4% | $147,617-70.9% | $59,633-28.1% |
| Participation rate | 81.5% | 71.6%+9.9pp | 84.6%-3.1pp | 68.7%+12.8pp |
| Annual return | -23.86% | 0.37%-24.2pp | 61.98%-85.8pp | 2041.45%-2065.3pp |
| Employer contribution / active EE | $3,347 | $3,485-3.9% | $5,564-39.8% | $2,203+52.0% |
| Participant deferral / active EE | $5,147 | $3,131+64.4% | $4,895+5.1% | $3,192+61.3% |
| Admin fee / account holder | $3,266 | $5,986-45.4% | $11,612-71.9% | $4,297-24.0% |