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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,226 | $85,171-34.0% | $172,753-67.5% | $72,976-23.0% |
| Participation rate | 74.4% | 70.1%+4.3pp | 82.6%-8.3pp | 69.5%+4.9pp |
| Annual return | 45.50% | 27.32%+18.2pp | 803.00%-757.5pp | 81.02%-35.5pp |
| Employer contribution / active EE | $2,659 | $3,324-20.0% | $5,144-48.3% | $2,440+9.0% |
| Participant deferral / active EE | $5,267 | $3,260+61.6% | $5,198+1.3% | $3,608+46.0% |
| Admin fee / account holder | $962 | $5,880-83.6% | $13,956-93.1% | $5,124-81.2% |