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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,082 | $84,236-20.4% | $170,435-60.6% | $70,126-4.3% |
| Participation rate | 81.6% | 70.8%+10.7pp | 83.6%-2.0pp | 69.5%+12.0pp |
| Annual return | 29.77% | 23.06%+6.7pp | 205.94%-176.2pp | 73.15%-43.4pp |
| Employer contribution / active EE | $3,118 | $3,387-8.0% | $5,432-42.6% | $2,343+33.1% |
| Participant deferral / active EE | $5,280 | $3,086+71.1% | $4,939+6.9% | $3,332+58.5% |
| Admin fee / account holder | $1,887 | $5,698-66.9% | $13,881-86.4% | $4,645-59.4% |