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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,211 | $91,198+38.4% | $178,503-29.3% | $79,856+58.0% |
| Participation rate | 70.8% | 69.2%+1.6pp | 81.9%-11.1pp | 69.6%+1.1pp |
| Annual return | 137.24% | 24.20%+113.0pp | 151.12%-13.9pp | 31.71%+105.5pp |
| Employer contribution / active EE | $3,139 | $3,257-3.6% | $5,011-37.4% | $2,471+27.0% |
| Participant deferral / active EE | $5,218 | $3,237+61.2% | $5,202+0.3% | $3,741+39.5% |
| Admin fee / account holder | $4,658 | $6,748-31.0% | $13,987-66.7% | $5,306-12.2% |