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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,302 | $177,156+240.5% | $147,027+310.3% | $154,746+289.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 13.36% | 21.94%-8.6pp | 20.23%-6.9pp | 172.34%-159.0pp |
| Employer contribution / active EE | $1,920 | $4,336-55.7% | $3,626-47.0% | $4,379-56.2% |
| Participant deferral / active EE | $9,708 | $5,797+67.5% | $4,933+96.8% | $6,730+44.2% |
| Admin fee / account holder | $30,452 | $14,904+104.3% | $12,223+149.1% | $14,365+112.0% |