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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,198 | $129,959+168.7% | $104,301+234.8% | $134,532+159.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -17.33% | 42.04%-59.4pp | 24.61%-41.9pp | 418.27%-435.6pp |
| Employer contribution / active EE | $9,813 | $4,185+134.5% | $3,373+191.0% | $4,741+107.0% |
| Participant deferral / active EE | $7,007 | $5,589+25.4% | $4,626+51.5% | $6,401+9.5% |
| Admin fee / account holder | $10,798 | $9,325+15.8% | $7,340+47.1% | $11,429-5.5% |