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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,941 | $136,307+18.8% | $106,619+51.9% | $273,972-40.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | -3.46% | 11.05%-14.5pp | 9.42%-12.9pp | 41.46%-44.9pp |
| Employer contribution / active EE | $3,375 | $5,190-35.0% | $3,947-14.5% | $4,869-30.7% |
| Participant deferral / active EE | $4,839 | $4,969-2.6% | $3,930+23.1% | $5,287-8.5% |
| Admin fee / account holder | $19,288 | $8,625+123.6% | $6,418+200.5% | $10,133+90.4% |