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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,350 | $138,076-86.0% | $123,553-84.3% | $135,380-85.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 28.89% | 153.70%-124.8pp | 119.21%-90.3pp | 519.81%-490.9pp |
| Employer contribution / active EE | $2,926 | $5,152-43.2% | $4,628-36.8% | $4,779-38.8% |
| Participant deferral / active EE | $6,661 | $6,800-2.0% | $6,426+3.7% | $5,609+18.8% |
| Admin fee / account holder | $918 | $10,917-91.6% | $9,284-90.1% | $10,828-91.5% |