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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,096 | $138,114-79.7% | $125,391-77.6% | $134,545-79.1% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -26.40% | 750.88%-777.3pp | 572.41%-598.8pp | 418.37%-444.8pp |
| Employer contribution / active EE | $2,992 | $5,246-43.0% | $4,816-37.9% | $4,742-36.9% |
| Participant deferral / active EE | $5,852 | $7,801-25.0% | $7,448-21.4% | $6,401-8.6% |
| Admin fee / account holder | $326 | $11,570-97.2% | $10,009-96.7% | $11,431-97.2% |