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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,662 | $160,028-77.7% | $147,080-75.8% | $145,884-75.6% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 15.91% | 98.60%-82.7pp | 420.17%-404.3pp | 551.85%-535.9pp |
| Employer contribution / active EE | $3,976 | $5,286-24.8% | $4,933-19.4% | $4,662-14.7% |
| Participant deferral / active EE | $6,133 | $8,422-27.2% | $8,066-24.0% | $6,690-8.3% |
| Admin fee / account holder | $14,289 | $15,030-4.9% | $12,989+10.0% | $13,392+6.7% |