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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,526 | $150,447-93.7% | $136,298-93.0% | $147,586-93.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.72% | 1049.15%-1028.4pp | 5156.27%-5135.5pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,861 | $5,256-64.6% | $4,696-60.4% | $4,876-61.8% |
| Participant deferral / active EE | $4,016 | $6,631-39.4% | $6,247-35.7% | $5,439-26.2% |
| Admin fee / account holder | $1,096 | $10,906-90.0% | $9,244-88.1% | $10,886-89.9% |