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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,922 | $149,679-72.7% | $117,039-65.0% | $147,586-72.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 25.67% | 19.31%+6.4pp | 18.95%+6.7pp | 578.59%-552.9pp |
| Employer contribution / active EE | $3,850 | $4,937-22.0% | $3,785+1.7% | $4,876-21.1% |
| Participant deferral / active EE | $18,354 | $4,912+273.7% | $3,929+367.1% | $5,439+237.5% |
| Admin fee / account holder | $437 | $7,856-94.4% | $5,974-92.7% | $10,886-96.0% |