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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,635 | $149,741-30.1% | $118,914-12.0% | $158,982-34.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 26.39% | 19.94%+6.4pp | 35.89%-9.5pp | 302.99%-276.6pp |
| Employer contribution / active EE | $2,693 | $4,119-34.6% | $3,264-17.5% | $4,763-43.5% |
| Participant deferral / active EE | $10,989 | $5,226+110.3% | $4,266+157.6% | $5,983+83.6% |
| Admin fee / account holder | $1,233 | $8,607-85.7% | $6,582-81.3% | $11,252-89.0% |