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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,156 | $155,840-13.3% | $124,694+8.4% | $167,553-19.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 17.29% | 17.98%-0.7pp | 5144.82%-5127.5pp | 478.89%-461.6pp |
| Employer contribution / active EE | $2,104 | $4,165-49.5% | $3,325-36.7% | $4,840-56.5% |
| Participant deferral / active EE | $10,325 | $5,675+81.9% | $4,615+123.7% | $6,343+62.8% |
| Admin fee / account holder | $1,849 | $9,536-80.6% | $7,495-75.3% | $12,316-85.0% |