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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,965 | $142,426-49.5% | $115,167-37.5% | $152,909-52.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 27.95% | 41.48%-13.5pp | 35.60%-7.7pp | 345.46%-317.5pp |
| Employer contribution / active EE | $2,359 | $4,011-41.2% | $3,179-25.8% | $4,764-50.5% |
| Participant deferral / active EE | $10,392 | $5,165+101.2% | $4,169+149.3% | $5,851+77.6% |
| Admin fee / account holder | $1,024 | $8,464-87.9% | $7,089-85.6% | $11,601-91.2% |