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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,062 | $81,749-22.9% | $58,544+7.7% | $139,456-54.8% |
| Participation rate | 38.5% | 61.3%-22.9pp | 50.9%-12.4pp | 80.3%-41.9pp |
| Annual return | 18.08% | 7425.45%-7407.4pp | 4249.56%-4231.5pp | 373.45%-355.4pp |
| Employer contribution / active EE | $1,074 | $1,398-23.2% | $1,053+2.0% | $4,753-77.4% |
| Participant deferral / active EE | $3,207 | $2,555+25.5% | $1,923+66.8% | $6,711-52.2% |
| Admin fee / account holder | $774 | $3,272-76.4% | $2,520-69.3% | $11,407-93.2% |