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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,857 | $108,212+41.3% | $77,513+97.2% | $158,966-3.8% |
| Participation rate | 7.1% | 64.4%-57.3pp | 54.2%-47.0pp | 82.0%-74.8pp |
| Annual return | 18.57% | 31.67%-13.1pp | 54.81%-36.2pp | 302.95%-284.4pp |
| Employer contribution / active EE | $274 | $1,325-79.3% | $987-72.2% | $4,762-94.2% |
| Participant deferral / active EE | $686 | $2,455-72.1% | $1,861-63.2% | $5,983-88.5% |
| Admin fee / account holder | $2,287 | $3,709-38.3% | $2,859-20.0% | $11,250-79.7% |