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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,579 | $108,695+8.2% | $74,722+57.4% | $152,897-23.1% |
| Participation rate | 7.7% | 65.4%-57.7pp | 54.5%-46.8pp | 82.5%-74.8pp |
| Annual return | 24.55% | 114.11%-89.6pp | 753.11%-728.6pp | 345.43%-320.9pp |
| Employer contribution / active EE | $320 | $1,504-78.7% | $1,084-70.5% | $4,764-93.3% |
| Participant deferral / active EE | $800 | $2,712-70.5% | $1,963-59.3% | $5,851-86.3% |
| Admin fee / account holder | $1,969 | $4,906-59.9% | $3,335-41.0% | $11,599-83.0% |