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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,976 | $84,464-34.9% | $61,399-10.5% | $134,509-59.1% |
| Participation rate | 33.3% | 62.2%-28.9pp | 52.6%-19.2pp | 81.2%-47.9pp |
| Annual return | -20.77% | 585.06%-605.8pp | 338.81%-359.6pp | 418.13%-438.9pp |
| Employer contribution / active EE | $1,225 | $1,545-20.7% | $1,159+5.7% | $4,741-74.2% |
| Participant deferral / active EE | $3,652 | $2,818+29.6% | $2,124+71.9% | $6,400-42.9% |
| Admin fee / account holder | $2,388 | $2,587-7.7% | $2,131+12.1% | $11,427-79.1% |