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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,512 | $98,776+151.6% | $149,745+66.0% | $79,856+211.2% |
| Participation rate | 80.5% | 75.8%+4.7pp | 82.5%-2.0pp | 69.6%+10.9pp |
| Annual return | 29.51% | 27.38%+2.1pp | 276.72%-247.2pp | 31.71%-2.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $13,215 | $5,681+132.6% | $6,843+93.1% | $3,741+253.3% |
| Admin fee / account holder | $6,347 | $6,053+4.9% | $9,312-31.8% | $5,306+19.6% |