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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,262 | $77,817+99.5% | $123,553+25.7% | $64,173+141.9% |
| Participation rate | 81.3% | 74.7%+6.6pp | 82.3%-1.0pp | 69.6%+11.8pp |
| Annual return | -6.08% | 12.49%-18.6pp | 119.21%-125.3pp | 7.63%-13.7pp |
| Employer contribution / active EE | $1 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $11,993 | $5,240+128.9% | $6,426+86.6% | $3,470+245.6% |
| Admin fee / account holder | $19,825 | $5,519+259.2% | $9,284+113.5% | $4,887+305.6% |