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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,587 | $89,370+117.7% | $141,197+37.8% | $72,976+166.6% |
| Participation rate | 79.7% | 75.1%+4.6pp | 82.5%-2.7pp | 69.5%+10.2pp |
| Annual return | 25.30% | 111.88%-86.6pp | 71.41%-46.1pp | 81.02%-55.7pp |
| Employer contribution / active EE | $62 | $3,115-98.0% | $4,736-98.7% | $2,440-97.5% |
| Participant deferral / active EE | $13,179 | $5,419+143.2% | $6,710+96.4% | $3,608+265.3% |
| Admin fee / account holder | $21,689 | $5,957+264.1% | $10,265+111.3% | $5,124+323.3% |