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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,442 | $215,361-67.8% | $171,082-59.4% | $273,972-74.7% |
| Participation rate | 66.7% | 82.0%-15.4pp | 76.7%-10.0pp | 83.0%-16.3pp |
| Annual return | 6.85% | 25.14%-18.3pp | 32.56%-25.7pp | 41.46%-34.6pp |
| Employer contribution / active EE | $2,288 | $4,967-53.9% | $4,002-42.8% | $4,869-53.0% |
| Participant deferral / active EE | $3,452 | $5,543-37.7% | $4,797-28.0% | $5,287-34.7% |
| Admin fee / account holder | $691 | $10,846-93.6% | $8,520-91.9% | $10,133-93.2% |