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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,310 | $211,288-14.7% | $178,540+1.0% | $145,884+23.6% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 13.31% | 30.27%-17.0pp | 27.15%-13.8pp | 551.85%-538.5pp |
| Employer contribution / active EE | $3,065 | $4,574-33.0% | $3,953-22.5% | $4,662-34.3% |
| Participant deferral / active EE | $4,512 | $6,967-35.2% | $6,281-28.2% | $6,690-32.6% |
| Admin fee / account holder | $1,607 | $12,105-86.7% | $10,424-84.6% | $13,392-88.0% |