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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,151 | $190,916-36.5% | $160,037-24.3% | $134,545-10.0% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -19.01% | 552.79%-571.8pp | 408.95%-428.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $3,208 | $4,996-35.8% | $4,226-24.1% | $4,742-32.3% |
| Participant deferral / active EE | $4,686 | $6,925-32.3% | $6,184-24.2% | $6,401-26.8% |
| Admin fee / account holder | $1,332 | $10,497-87.3% | $8,716-84.7% | $11,431-88.3% |