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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,661 | $226,135-51.5% | $182,558-39.9% | $152,909-28.3% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 22.53% | 192.60%-170.1pp | 148.59%-126.1pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,226 | $4,979-55.3% | $4,076-45.4% | $4,764-53.3% |
| Participant deferral / active EE | $3,244 | $6,371-49.1% | $5,526-41.3% | $5,851-44.6% |
| Admin fee / account holder | $1,055 | $10,707-90.2% | $8,594-87.7% | $11,601-90.9% |