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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,792 | $115,225+78.6% | $100,712+104.3% | $138,895+48.2% |
| Participation rate | 77.8% | 74.3%+3.4pp | 69.3%+8.5pp | 79.9%-2.1pp |
| Annual return | 15.02% | 40.35%-25.3pp | 33.27%-18.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,302 | $2,771-53.0% | $2,313-43.7% | $4,194-69.0% |
| Participant deferral / active EE | $3,939 | $4,699-16.2% | $4,085-3.6% | $6,396-38.4% |
| Admin fee / account holder | $2,308 | $10,844-78.7% | $9,256-75.1% | $12,562-81.6% |