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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,008 | $95,915+59.5% | $79,580+92.3% | $134,532+13.7% |
| Participation rate | 60.0% | 75.0%-15.0pp | 69.5%-9.5pp | 81.2%-21.2pp |
| Annual return | -14.44% | -2.71%-11.7pp | 0.15%-14.6pp | 418.27%-432.7pp |
| Employer contribution / active EE | $1,071 | $3,129-65.8% | $2,413-55.6% | $4,741-77.4% |
| Participant deferral / active EE | $4,202 | $4,693-10.5% | $3,985+5.4% | $6,401-34.4% |
| Admin fee / account holder | $13 | $9,132-99.9% | $6,835-99.8% | $11,429-99.9% |