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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,045 | $111,787+56.6% | $93,681+86.9% | $145,978+19.9% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 10.28% | 203.52%-193.2pp | 133.47%-123.2pp | 550.52%-540.2pp |
| Employer contribution / active EE | $1,229 | $3,093-60.3% | $2,422-49.3% | $4,662-73.6% |
| Participant deferral / active EE | $3,602 | $4,918-26.7% | $4,415-18.4% | $6,690-46.2% |
| Admin fee / account holder | $3,235 | $10,256-68.5% | $8,290-61.0% | $13,400-75.9% |