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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,271 | $102,635+76.6% | $86,209+110.3% | $139,456+30.0% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 12.98% | 1923.53%-1910.6pp | 1169.05%-1156.1pp | 373.45%-360.5pp |
| Employer contribution / active EE | $1,100 | $3,034-63.7% | $2,381-53.8% | $4,753-76.9% |
| Participant deferral / active EE | $3,942 | $4,677-15.7% | $3,986-1.1% | $6,711-41.3% |
| Admin fee / account holder | $28 | $8,661-99.7% | $6,853-99.6% | $11,407-99.8% |