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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,972 | $82,630-25.0% | $64,105-3.3% | $125,389-50.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -1.19% | 1489.72%-1490.9pp | 791.24%-792.4pp | 282.24%-283.4pp |
| Employer contribution / active EE | $1,635 | $2,671-38.8% | $1,820-10.1% | $4,866-66.4% |
| Participant deferral / active EE | $7,815 | $3,608+116.6% | $2,822+177.0% | $5,352+46.0% |
| Admin fee / account holder | $1,235 | $6,382-80.6% | $4,499-72.5% | $9,541-87.1% |