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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,860 | $176,786+4.0% | $146,643+25.4% | $167,536+9.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.62% | 24.04%-12.4pp | 22.75%-11.1pp | 478.82%-467.2pp |
| Employer contribution / active EE | $10,938 | $5,161+111.9% | $4,137+164.4% | $4,839+126.0% |
| Participant deferral / active EE | $4,794 | $6,440-25.6% | $5,506-12.9% | $6,342-24.4% |
| Admin fee / account holder | $28,655 | $13,262+116.1% | $10,280+178.7% | $12,315+132.7% |