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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,350 | $154,193+2.7% | $130,045+21.8% | $139,466+13.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 10.73% | 32.51%-21.8pp | -137.30%+148.0pp | 373.66%-362.9pp |
| Employer contribution / active EE | $10,878 | $5,292+105.6% | $4,321+151.7% | $4,754+128.8% |
| Participant deferral / active EE | $4,567 | $6,709-31.9% | $5,820-21.5% | $6,712-32.0% |
| Admin fee / account holder | $24,228 | $13,989+73.2% | $10,600+128.6% | $11,409+112.4% |