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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,845 | $162,821+8.6% | $133,978+32.0% | $158,982+11.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 11.94% | 41.95%-30.0pp | 45.10%-33.2pp | 302.99%-291.0pp |
| Employer contribution / active EE | $11,149 | $4,976+124.1% | $3,919+184.5% | $4,763+134.1% |
| Participant deferral / active EE | $4,320 | $5,910-26.9% | $5,047-14.4% | $5,983-27.8% |
| Admin fee / account holder | $24,938 | $11,742+112.4% | $8,930+179.3% | $11,252+121.6% |