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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,607 | $166,089+8.7% | $164,928+9.5% | $145,978+23.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.68% | 100.26%-90.6pp | 70.08%-60.4pp | 550.52%-540.8pp |
| Employer contribution / active EE | $13,130 | $5,276+148.9% | $4,343+202.3% | $4,662+181.7% |
| Participant deferral / active EE | $4,863 | $6,961-30.1% | $6,034-19.4% | $6,690-27.3% |
| Admin fee / account holder | $1,660 | $16,641-90.0% | $12,684-86.9% | $13,400-87.6% |