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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,140 | $209,422-59.8% | $178,503-52.9% | $158,982-47.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 62.47% | 188.81%-126.3pp | 151.12%-88.6pp | 302.99%-240.5pp |
| Employer contribution / active EE | $2,688 | $5,707-52.9% | $5,011-46.4% | $4,763-43.6% |
| Participant deferral / active EE | $5,509 | $5,955-7.5% | $5,202+5.9% | $5,983-7.9% |
| Admin fee / account holder | $325 | $17,079-98.1% | $13,987-97.7% | $11,252-97.1% |