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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,563 | $181,062+20.2% | $158,223+37.5% | $155,188+40.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.61% | 57.39%-39.8pp | 52.09%-34.5pp | 148.84%-131.2pp |
| Employer contribution / active EE | $6,308 | $4,565+38.2% | $4,109+53.5% | $4,248+48.5% |
| Participant deferral / active EE | $6,893 | $6,134+12.4% | $5,467+26.1% | $6,531+5.5% |
| Admin fee / account holder | $9,206 | $18,825-51.1% | $16,047-42.6% | $14,480-36.4% |