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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,416 | $167,353-25.1% | $143,797-12.8% | $134,545-6.8% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -20.70% | 0.48%-21.2pp | -0.04%-20.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $5,545 | $5,620-1.3% | $4,952+12.0% | $4,742+16.9% |
| Participant deferral / active EE | $5,667 | $6,447-12.1% | $5,638+0.5% | $6,401-11.5% |
| Admin fee / account holder | $657 | $18,096-96.4% | $14,679-95.5% | $11,431-94.3% |