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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,185 | $198,470-74.2% | $170,444-70.0% | $147,585-65.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.62% | 257.30%-253.7pp | 205.94%-202.3pp | 578.56%-574.9pp |
| Employer contribution / active EE | $12,481 | $6,184+101.8% | $5,433+129.7% | $4,876+155.9% |
| Participant deferral / active EE | $7,425 | $5,629+31.9% | $4,939+50.3% | $5,439+36.5% |
| Admin fee / account holder | $1,943 | $16,852-88.5% | $13,881-86.0% | $10,885-82.1% |