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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,910 | $86,940-21.9% | $102,434-33.7% | $80,935-16.1% |
| Participation rate | 72.4% | 72.4%0pp | 76.5%-4.1pp | 67.7%+4.8pp |
| Annual return | 20.79% | 18.89%+1.9pp | 29.46%-8.7pp | 35.66%-14.9pp |
| Employer contribution / active EE | $4,603 | $2,370+94.2% | $3,023+52.2% | $2,757+67.0% |
| Participant deferral / active EE | $7,213 | $4,121+75.0% | $5,055+42.7% | $4,299+67.8% |
| Admin fee / account holder | $2,692 | $8,047-66.5% | $9,462-71.5% | $6,924-61.1% |