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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,448 | $78,423-72.7% | $95,964-77.6% | $79,856-73.1% |
| Participation rate | 71.0% | 73.5%-2.5pp | 77.1%-6.1pp | 69.6%+1.3pp |
| Annual return | 24.01% | 19.37%+4.6pp | 91.64%-67.6pp | 31.71%-7.7pp |
| Employer contribution / active EE | $3,499 | $1,945+79.8% | $2,541+37.7% | $2,471+41.6% |
| Participant deferral / active EE | $4,379 | $3,440+27.3% | $4,167+5.1% | $3,741+17.1% |
| Admin fee / account holder | $4,538 | $5,622-19.3% | $6,797-33.2% | $5,306-14.5% |