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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,883 | $86,298-60.7% | $111,308-69.6% | $85,847-60.5% |
| Participation rate | 69.4% | 73.3%-3.9pp | 77.3%-7.9pp | 69.3%+0.1pp |
| Annual return | 17.29% | 19.99%-2.7pp | 54.67%-37.4pp | 318.61%-301.3pp |
| Employer contribution / active EE | $2,960 | $2,044+44.8% | $2,732+8.4% | $2,565+15.4% |
| Participant deferral / active EE | $3,959 | $3,641+8.7% | $4,487-11.8% | $3,952+0.2% |
| Admin fee / account holder | $2,262 | $8,189-72.4% | $7,965-71.6% | $6,261-63.9% |