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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,901 | $71,873-54.2% | $86,698-62.1% | $68,490-52.0% |
| Participation rate | 75.8% | 72.2%+3.5pp | 76.6%-0.8pp | 67.9%+7.9pp |
| Annual return | -20.00% | 3.54%-23.5pp | 35.96%-56.0pp | -7.85%-12.1pp |
| Employer contribution / active EE | $3,530 | $2,173+62.4% | $2,837+24.4% | $2,597+36.0% |
| Participant deferral / active EE | $4,812 | $3,779+27.3% | $4,656+3.4% | $4,028+19.5% |
| Admin fee / account holder | $3,765 | $6,110-38.4% | $7,492-49.7% | $5,403-30.3% |