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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,080 | $72,486-84.7% | $87,103-87.3% | $72,976-84.8% |
| Participation rate | 81.3% | 72.8%+8.4pp | 76.9%+4.4pp | 69.5%+11.8pp |
| Annual return | 38.33% | 24.46%+13.9pp | 28.19%+10.1pp | 81.02%-42.7pp |
| Employer contribution / active EE | $3,258 | $1,894+72.0% | $2,521+29.2% | $2,440+33.5% |
| Participant deferral / active EE | $4,080 | $3,270+24.8% | $4,049+0.8% | $3,608+13.1% |
| Admin fee / account holder | $1,033 | $5,055-79.6% | $7,491-86.2% | $5,124-79.8% |